Andy Hounsel COMMERCIAL INSURANCE AGENT · TWFG
469-660-1966

Auto repair · Tire · Quick lube · North & East Texas

Insurance for shops with bays, lifts and a crew.

Garage liability, garagekeepers, workers' comp and property in one package, quoted across multiple carriers by a local Texas agent who answers his own phone.

Garage liability Garagekeepers Workers' comp Property & tools Shop vehicles
Get a shop quote

or call 469-660-1966

Shop Quote Order

REPAIR ORDERRO 2026-QT
Operations

I'll call you back the same business day. Your information is used only to quote your shop.

What the package covers

Each line is quoted to your shop's operations. Final coverage depends on carrier underwriting.

GL / GARAGEGarage liabilityCustomer slips in the waiting room, a brake job that fails after the car leaves your lot, damage caused while test-driving.
GKLLGaragekeepersCustomer vehicles in your care: fire, theft, vandalism, hail, or a tech backing one into a post. The coverage most shops find out they lack after a claim.
WCWorkers' compLift, jack and tire-changer injuries for your techs. Often required by commercial customers and fleet accounts before they send work.
PROP / IMProperty & equipmentBuilding or tenant improvements, lifts, alignment racks, diagnostic scanners, and tech tool boxes.
CACommercial autoShop trucks, parts runners, and service vans.
POLL / PCOPollution & completed opsUsed-oil and fluid spills for quick lube bays. Wheel-off and install claims for tire shops.

Shops I write

Independent shops and small chains, single-bay to multi-location.

Auto repair

General & transmission

Garage liability plus garagekeepers sized to the cars you hold overnight.

  • Customer vehicles on the lot
  • Test drives
  • Faulty work claims
Tire

New & used tire

Products and completed operations for mounts, balances and installs.

  • Wheel-off claims
  • Used tire inventory
  • Road service trucks
Quick lube

Oil & fluid service

Pollution coverage for used-oil storage alongside garage liability.

  • Drain-plug and filter claims
  • Pit and bay injuries
  • Spill cleanup
Multi-location

Service centers

One package across every location, with one renewal date.

  • Blanket property
  • Fleet vehicles
  • Shared payroll for comp

How it works

Quote to bound, usually within a week

  1. Send the shop orderFive minutes. Your current declarations page helps if you have it.
  2. I shop the carriersGarage programs from multiple markets, compared line by line.
  3. Review and bindWe go over limits together. Certificates for landlords and fleet customers the same day you bind.

Counties served

North & East Texas

KaufmanDallasRockwallHuntVan ZandtSmithTarrantCollinDentonEllis

Based in Mesquite. Shop visits available across the area.